What do I need to provide when I make a purchase? You can always monitor the active statements in Klarna app at your convenience. Once you have been landed on your Klarna Account overview page, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance. If you chose to use Financing, we will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. How can I increase my chances of being accepted for Financing? If you need further assistance, you can contact Klarna's Customer Service team. Log in to the customer portal at at any time, day or night, to review your purchases and settle your monthly statement. I live in the Channel Islands or the Republic of Ireland, can I use Klarna?įinancing is currently not available to people in these regions and you will have to use another payment method. Do I need to be 18?įinancing is only available to people aged 18 or over and is an online exclusive payment method. Should you choose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable). Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. You can at any time choose to pay your minimum payment instead of your interest-saver payment. Can I pay less than the amount owed each month? If you have chosen to pay with Financing by Klarna, Klarna will send you an email with further details on how to pay. I have been asked to go to Klarna's site. You can always monitor the payments due in the Klarna App. The order amount will be added to your Klarna Account as additional promotional plans. Every time you shop with Financing after that, you only need to agree to the purchase and won’t need to sign up again. If you’re approved Klarna will create an account for you and your order will be placed. The first time you shop with Financing you will be asked to apply for a Klarna Account. If Financing is offered, simply select this option. When you shop online, Klarna’s system reviews each order to determine which payment options are available to you. Financing is a promotional plan on the Klarna Account. Spread the cost of your purchase into equal monthly payments with 11.90% interest. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments. Klarna is the provider of smooth payments to more than 200,000 online stores. Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment.
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